Wednesday, January 13, 2021Although limits may change depend on where you live, each state requires you to carry auto insurance to drive legally on the road. But what should you do if you don’t yet have a vehicle? When is the right time to get auto insurance? In general, you need auto insurance by the time you’re ready to purchase a vehicle. READ MORE >>
Wednesday, December 30, 2020You never know when an accident might happen in your home. That’s why you have homeowners insurance to help you pick up the pieces when something goes wrong. However, your policy will only be able to help you after an accident occurs, and it won’t cover damage that results from normal wear & tear. READ MORE >>
Monday, November 30, 2020Fault as it refers to car insurance refers to who is considered to be at fault for an accident. If you are at fault for an accident, you may be expected to pay for damages and injuries you have caused to the other people involved. How is Fault Decided? READ MORE >>
Thursday, October 15, 2020 When looking for renters insurance, you will want to carefully consider how much coverage you need. Part of renters insurance covers personal belongings, which provides compensation if your personal items are lost or damaged due to fire, lightning, smoke, theft, vandalism and more. READ MORE >>
Wednesday, August 26, 2020 Although motorcycles are vastly different from some vehicles, a lot of the insurance needs are the same or similar. Both policy types are designed to cover the driver, passengers, the vehicle and everyone else on the road in case of an accident. Coverages They Share READ MORE >>
Wednesday, July 29, 2020 When you buy car insurance, your insurer will likely ask you to choose a deductible for your physical damage coverage. The deductible is an amount you pay towards the cost of a claim, so it is a good idea to choose wisely. Whatever amount you choose might impact both your ability to receive coverage and how much you will pay. READ MORE >>
Thursday, May 21, 2020 Is it possible to have too much auto insurance coverage? It is important to review your coverage to determine if you have the appropriate amount of coverage for all the cars in your household. You need to provide a minimum of protection for your auto against certain liabilities that could result from being in an accident (and damage to a third party other than a passenger in your car). READ MORE >>
Monday, April 27, 2020 There's usually a strong tug for homeowners to choose their insurance policy based on price alone. Even when you recognize the value of home insurance, the price comparison tools may reveal such an affordable number that you're tempted into the bare minimum. READ MORE >>
Tuesday, March 17, 2020So, you've just been in an accident and you're wondering if your insurer will let you fix your car yourself. The answer: It depends, mainly on ownership. If You Own Your Car Outright: Probably If it's all paid up, then most insurers will let you fix the car yourself. READ MORE >>
Monday, February 24, 2020Plumbing issues can happen to any apartment. Overflows can cause a lot of damage if not caught in time. So what happens if your toilet suddenly overflows and ruins the rug and your clothes? Unfortunately, this isn’t a straight forward answer. In general, a renters insurance policy won’t cover water damage. READ MORE >>
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