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mayo 20, 2021
Agency

Can My Teen Get Car Insurance Discounts?

Insurance for teen drivers is notoriously expensive. Insurance agencies typically push up the price for teen drivers due to the fact that the agency faces more risk by insuring a new, young driver. Unfortunately, that means high premiums for you. This doesn’t mean you’re out of luck, however. Often, teen drivers will qualify for auto […]
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abril 29, 2021
Agency

Understanding the Elements of Motorcycle Insurance

Just like with a vehicle, your motorcycle faces a variety of dangers both on and off the road that should be protected by insurance. Motorcycle insurance has many different elements of coverage designed for your bike. Required Motorcycle Insurance   Almost all states require vehicle operators, including bikers, to carry vehicle insurance. Usually, the required […]
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marzo 9, 2021
Agency

Rental Reimbursement and Towing Coverage

Rental reimbursement and towing and road service coverage is an inexpensive insurance option that can help when you need it most. Help When You Need it Most  One of the last things you want to worry about after a car accident is how you’re going to get around without your car or pay for other […]
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febrero 25, 2021
Agency

What is the Difference Between a Bonded Business and an Insured Business?

When looking to protect your business, you may find many options—two of which are insurance and bonds. These two are not interchangeable, however, and there are stark differences between bonding your business and insuring your business. It is important to know the difference so that you can protect your business with the right coverage. Bonds […]
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enero 13, 2021
Agency

Should I Buy Car Insurance Before Buying a Car?

Although limits may change depend on where you live, each state requires you to carry auto insurance to drive legally on the road. But what should you do if you don’t yet have a vehicle? When is the right time to get auto insurance? In general, you need auto insurance by the time you’re ready […]
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diciembre 30, 2020
Agency

Why Maintaining Your Windows is Essential to Home Security

You never know when an accident might happen in your home. That’s why you have homeowners insurance to help you pick up the pieces when something goes wrong. However, your policy will only be able to help you after an accident occurs, and it won’t cover damage that results from normal wear & tear. It’s […]
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noviembre 30, 2020
Agency

Do I Have to Pay for an At Fault Claim?

Fault as it refers to car insurance refers to who is considered to be at fault for an accident. If you are at fault for an accident, you may be expected to pay for damages and injuries you have caused to the other people involved. How is Fault Decided?  Fault is primarily decided through police […]
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octubre 15, 2020
Agency

How Much Renters Insurance Do I Need for My Belongings?

When looking for renters insurance, you will want to carefully consider how much coverage you need. Part of renters insurance covers personal belongings, which provides compensation if your personal items are lost or damaged due to fire, lightning, smoke, theft, vandalism and more.    How much insurance you need to protect your belongings depends, however. Your insurance limits will […]
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septiembre 23, 2020
Agency

How to Understand Uninsured Motorist Insurance in Texas

Texas law obligates drivers who cause accidents to pay for their own damage and the damage of others involved. Because drivers must meet their obligations to others, the state also requires them to carry auto liability insurance. However, even though it is the law to have car insurance, that doesn’t mean everyone will follow the […]
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agosto 26, 2020
Agency

Does Motorcycle Insurance Have the Same Coverage as Car Insurance?

Although motorcycles are vastly different from some vehicles, a lot of the insurance needs are the same or similar. Both policy types are designed to cover the driver, passengers, the vehicle and everyone else on the road in case of an accident.   Coverages They Share  Coverages shared between motorcycle and car insurance policies include: […]
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