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Renters Insurance

Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.

home insurance

Renters Insurance

Protect your belongings and your peace of mind with reliable renters insurance coverage.

Many renters assume their landlord’s insurance covers their personal property — but it doesn’t. Renters insurance helps protect you financially against everyday risks like theft, fire, smoke damage, water damage, and liability claims.

Our renters insurance policies are designed to give you affordable, practical protection that fits your lifestyle and budget.

As a renter, you may think you don't need insurance because you don't own your property.

However, Renters Insurance is an essential coverage that can protect your personal belongings and liability in unexpected events, such as theft, fire, or liability claims. At our insurance agency, we offer comprehensive Renters Insurance designed to meet the unique needs of renters.

What Does Renters Insurance Cover?

Personal Property Coverage

Helps protect your belongings such as furniture, electronics, clothing, appliances, and more if they’re damaged or stolen due to covered events like fire, vandalism, or theft.

Liability Protection

Covers you if someone is injured in your rental home or if you accidentally cause damage to someone else’s property. This coverage can help pay for legal expenses, medical bills, and settlement costs.

Additional Living Expenses

If your rental becomes uninhabitable due to a covered loss, this coverage helps pay for temporary housing, hotel stays, meals, and other necessary living expenses.

Flexible Coverage Options

Choose coverage limits, deductibles, and optional add-ons to match your needs, whether you’re protecting a small apartment or a fully furnished home.

What Does Renters Insurance Cover?

We understand the unique needs of renters and offer personalized support every step of the way. Our licensed agents help you compare options, identify coverage gaps, and select a policy that offers real protection without overpaying.

You’ll benefit from:

  • Competitive pricing

  • Easy policy setup

  • Knowledgeable, licensed agents

  • Responsive claims support

  • Coverage tailored to your lifestyle

Click And Learn

Personal Property
Lawsuits
Medical Payments
Replacement Cost
Additional Living Expense

Property coverage

Risk Factors

You’ve lit several candles — which unintentionally start a small fire in your apartment.

Solution

Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.

Lawsuits Courage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.

Solution

Renters liability coverage may help if you’re responsible for an injury to someone outside your household.

Medical Payments Coverage

Risk Factors

You’re hosting a small cocktail party when a guest trips on frayed carpet in the hallway. His injury isn’t severe — but his arm does require medical attention.

Solution

Medical payments coverage may help if a guest is injured on your premises.

Replacement Cost Coverage

Risk Factors

A thief steals all the electronics from your home and the equipment is a few years old, though, and you want to replace everything with new.

Solution

Replacement cost coverage may help cover the cost of replacing older items with their brand new equivalents.

Additional Living Expenses Coverage

Risk Factors

When a washer hose bursts and floods your apartment, you must move out while your landlord makes repairs.

Solution

Additional living expenses coverage may help with the extra costs of housing and food if you’re forced to move out for temporary repairs to your residence.
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