Hit the open road with peace of mind, knowing your home-on-wheels is protected with RV insurance.
RV Insurance
Hit the open road with peace of mind, knowing your home-on-wheels is protected with RV insurance.
Owning an RV is a dream come true for many people.
It provides the freedom to travel and explore the great outdoors with all the comforts of home. But like any other vehicle, an RV requires proper insurance coverage to protect it from unexpected accidents, damages, and liability issues.
At Our Insurance Agency, we offer comprehensive RV insurance policies specifically designed to meet the unique needs of RV owners. Our policies cover everything from collision and comprehensive damages to liability issues and personal property coverage. We understand the importance of protecting your home away from home, so we offer customizable coverage options that fit your needs and budget.
When it comes to RV insurance, there are several coverage options available, including
Liability Coverage
This coverage provides protection in case you are found responsible for causing injury or property damage to someone else while operating your RV.
Collision Coverage
This coverage provides protection in case your RV is damaged in a collision with another vehicle or object.
Total Coverage
This coverage protects in case a non-collision event, such as fire, theft, vandalism, or weather-related incidents, damages your RV.
Property Coverage
This coverage protects your personal belongings inside the RV, such as electronics, appliances, and furniture.
Full-Time RV Coverage
This coverage is specifically designed for RVers who use their RV as their primary residence. It provides additional protection for personal liability, loss of use, and other unique situations.
At Our Insurance Agency, we are committed to providing our clients with the best RV insurance coverage and exceptional customer service. Contact us today to learn more about our coverage options and get a quote. Protect your home away from home with Our Insurance Agency.
If you cause an accident with your RV and someone is injured, you need to pay for their loss.
Solution
This coverage can help pay their medical bills and loss of income. Most states require liability coverage.
Vacation liability coverage
Risk Factors
You are on vacation, and an accident occurs on your premises, causing substantial damage.
Solution
Vacation liability protects you if an accident happens on the premises while the RV is being used as a temporary residence. Some companies provide up to $10,000 in coverage with any pleasure-use RV with physical damage coverage under both comprehensive and collision coverages.
Towing & labour coverage
Risk Factors
Your RV breaks down, and you are in immediate need of towing, so you will reach a Garage repair shop easily.
Solution
It covers towing and labor and trip interruption expenses such as lodging, transportation, and meals.
Theft Coverage
Risk Factors
You return from a family vacation to discover thieves have stolen electronic equipment from your media room.
Solution
If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.
Uninsured motorist coverage
Risk Factors
Drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers, or your RV can put you into liabilities.
Solution
This RV coverage helps protect you against drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers, or your RV. This coverage may also protect you from covered hit-and-run accidents.
