Stay afloat with Boat insurance that protects your boat, crew, and peace of mind.
Boat Insurance That Keeps You Protected on the Water
Your boat is more than just a vessel — it’s your freedom, your investment, and your time on the water. Our Boat Insurance provides reliable protection designed to safeguard your boat, passengers, and finances from unexpected risks, so you can enjoy every trip with confidence.
Whether you own a fishing boat, speedboat, pontoon, or personal watercraft, we offer flexible coverage options tailored to your boating lifestyle and budget.
What Our Boat Insurance Covers
Our Boat Insurance policies help protect against many common boating risks, including accidents, collisions, fire, theft, vandalism, severe weather, and certain types of water-related damage. Coverage can also extend to damage caused by uninsured or underinsured boaters.
If your boat is damaged due to a covered loss, your policy can help pay for repairs or replacement, helping you get back on the water sooner.
In addition to protecting your boat, Boat Insurance includes liability coverage. This helps protect you financially if you are responsible for injuries to others or damage to another boat, dock, or property.
Core Coverage Options
Boat (Hull) Coverage
Helps repair or replace your boat, motor, and permanently attached equipment if they are damaged or lost due to a covered event.
Personal Property Coverage
Helps cover personal items on board, such as fishing gear, safety equipment, and boating accessories.
Liability coverage
Helps cover legal expenses and damages if you are found responsible for bodily injury or property damage to others while operating your boat.
Medical Payments Coverage
Helps pay for medical expenses for you or your passengers if injuries occur in a boating accident, regardless of fault.
Coverage Designed for Your Boating Needs
Our experienced agents work with you to customize a Boat Insurance policy that fits how and where you boat. With flexible coverage limits, deductibles, and optional protections, you can choose the level of coverage that makes sense for you.
Optional Coverages for Added Peace of Mind
Underinsured Boater Coverage
Helps protect you if you’re involved in an accident with a boater who has little or no insurance.
Towing and Assistance Coverage
Covers emergency towing and on-water assistance if your boat breaks down.
Wreck Removal Coverage
Helps pay for removing your boat if it is sunk or wrecked after a covered loss.
