Your motorcycle is a cherished possession. It means a lot to you, and you probably use it for a lot of recreational purposes. You know that you are now part of a unique community of people who also enjoy biking as a hobby. To grow your commitment to your bike, you might want to join a motorcycle association. Often, this is a great step to take, especially for insurance purposes. Why is that?
Motorcycle Association Membership
There are various motorcycle associations out there. By joining these groups, you become part of a community of other bikers. Associations offer perks to help you use your bike to your advantage. Membership might provide you with:
- Safety and training courses
- Maintenance services
- Introductions to other bikers
- Social and meetup opportunities.
However, one of the best perks of membership is discounts. The motorcycle association usually contracts with businesses to offer members discounts on various services. For example, you might be able to save on parts and accessories, bike services and even on food and apparel. One discount offered by association membership is an insurance discount. Since you must insure your bike, you can likely take advantage of this perk.
When a motorcycle insurer offers discounts, they cut back a percentage of a policy’s premium. So, if you get a discount through your membership, then you’ll save by joining the association. Some associations offer not only motorcycle policy discounts, but also savings on home, renters and life insurance.
The benefit of a discount is that you can worry less about whether you’ll be able to afford your policy’s premium. Therefore, you even have a lower risk of defaulting on your payments over time. That could even make you a more reliable customer in the eyes of your insurer. They might consider you less of a risk to insure because you have a higher chance of keeping your policy active.
Another perk of an association discount is that it might not relate to other risk factors, like your driving record. So, even if you have a wreck and have to make a policy claim, the membership discount might not go away. As long as you are an association, you can likely keep the discounts active.
There are a lot of motorcycle associations out there. So, do your research before joining up. Then, take full advantage of the perks of membership, including discounts.
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