Boat Insurance in Houston, TX
Boats, like any motorized vehicle, are susceptible to accidents. Whether your boat is out on the water or stored away for the winter season, there are a variety of unforeseen incidents that occur. Having a boat insurance policy can be a dependable way to limit out-of-pocket expenses related to repair or recovery if an accident occurs.
What Is Boat Insurance?
Boat insurance typically works like a contract. In exchange for an insurance premium, your insurer will provide a certain amount of financial assistance if an accident occurs, such as a collision or fire damage. Once you hit your deductible (the amount you pay until your insurance kicks in), your insurer will help you out.
What Does Boat Insurance Cover?
While options vary among boat owners, a typical boat insurance policy might include the following types of coverage:
- Liability coverage helps cover expenses if your boat causes damage to another person’s property.
- Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.
- Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to incidents such as theft or vandalism.
- Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers.
Additional coverage options may be available, so be sure to reach out to one of our agents for more information.
Is Boat Insurance Worth Getting?
If you are a boat owner, the short answer is yes. Boat insurance is worth it. Accidents such as collisions, injuries, flooding and fires can occur year-round at any given time, and they can be financially burdensome to recover from. Having a boat insurance policy can assist you in covering high costs. Speak to one of our agents at Amco Auto Insurance to learn more.
If you are a boat owner and live near Katy or Houston, Texas, we can help you out. Our agents at Amco Auto Insurance are determined to assist you in learning more about boat insurance coverage so you can make the right decision on a policy for you and your boat. Reach out to our agency at 713-771-2626 to learn more.