General Liability Insurance in Houston, TX
Whether you run a small storefront, operate a large corporation or provide professional services, general liability insurance can serve as a safety net, shielding your business from the potentially devastating costs of legal claims and liabilities. Understanding the coverage offered by a general liability policy is essential for business owners to mitigate risks and financially safeguard their assets against unexpected circumstances.
What Is General Liability Insurance?
General liability can help protect a business from the financial risks of third-party bodily injury, property damage and advertising injury claims. Essentially, it’s a shield that guards your enterprise against the potentially ruinous costs of lawsuits and legal actions.
What Does General Liability Insurance Not Cover?
General liability coverage commonly offers financial protection for claims involving third-party bodily injury, property damage and personal injury that occur either on your business premises or due to your business operations. However, certain situations and types of claims are typically excluded from coverage under a standard general liability policy. These exclusions may include the following:
- Professional errors or negligence
- Employee injuries
- Damage to your own property
- Intentional acts
- Employee disputes
- Auto-related incidents
It’s important to review your insurance policy and discuss any specific coverage needs or concerns with your insurance provider to ensure that you have adequate protection for your business. Depending on your industry and unique risks, you may need additional insurance coverage beyond general liability coverage to protect your business adequately.
Where to Get General Liability Insurance
Contact Amco Auto Insurance to discuss your business insurance needs. We have been in business since June 1987, and we have locations across Texas. We can help ensure your business has adequate insurance to provide financial protection against the unexpected.