SR-22 Insurance

All Texas drivers need car insurance, and we all want to pay low prices for coverage. Still, Houston’s average rates are among the highest in the state. You don’t want to have a hard time getting the most affordable policies. Yet, sometimes, your driving history might make that a challenge.

If you face challenging circumstances like DUIs or SR-22 certificates, Amco Auto Insurance’s experienced agents can help you find coverage regardless of this statistic.

The Texas SR-22 Requirement

Drivers who make mistakes create public safety risks. If they do, their need for insurance increases, because it can protect both the insured party and others.

In Texas, the authorities require certain drivers to file SR-22 certificates after certain driving offenses. The SR-22 is a form provided by your insurance company. It verifies for the Texas Department of Public Safety (TxDPS) that you have active car insurance. The SR-22 is sometimes called a Financial Responsibility Insurance Certificate. You can obtain one by contacting your Amco agent.

What Causes SR-22 Requirement?

The need for an SR-22 stems from certain traffic offenses you might commit behind the wheel.

Drivers who break the law have a higher risk of accidents, property damage or harming others. Because of this risk, the state might want to see proof that you have car insurance. That’s the SR-22. Some of the charges that might lead to the requirement are:

• DUI/DWI arrests
• Driving without insurance
• Driving without a valid, active license
• Multiple accidents or tickets

Come to Amco Insurance, and we’ll help you enroll in the certificate, and file it with the state.

Keeping Your SR-22 Penalty Affordable

No one wants to get an SR-22. At times, it could drive your premiums costs up, and some insurers even refuse to cover those with the penalty. Amco Insurance can make sure that doesn’t happen to you.

We’ll guarantee that you can still get coverage, even with this setback, and we’ll keep your rates as affordable as possible under the circumstances. Given that the SR-22 will likely remain on your policy for a couple of years, we’ll make sure you can maintain it and come out on top in the end.

We work with multiple insurers, and can provide our clients with the widest range of policy choices. For over thirty years, we’ve ensured our customers walk away completely satisfied with their coverage.

So, don’t hesitate. Get started today, and get the appropriate car insurance. Call us at (713) 771-2626, get a quote online, or visit any of 27 convenient locations in the Houston area.